TOP DENTAL INSURANCE
SHD Insurance
Max Plan
**6 Month Waiting Period
***12 Month Waiting Period
This top dental insurance plan is designed for people who need coverage for both preventive and major dental procedures. Our Max plan has a generous annual maximum of $3,000 with 60% coverage on Major Procedures and includes coverage for orthodontic procedures (until 19 years of age)***.
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Plan Highlights:
The Max plan is a fantastic option for those looking for a top dental insurance plan:
No waiting periods and no deductibles for diagnostic and preventive procedures
Coverage for Orthodontic procedures***
$3,000 annual maximum per person covered
- Ideal for people who take care of their smile and need coverage for basic and major procedures at a great price.
Top dental insurance with COVERAGE AS SHOWN
IN-NETWORK
OUT-OF-NETWORK
Diagnostic & Preventive Services – No Waiting Period, No Deductible
Diagnostic & Preventive Services – exams, cleanings and Bitewing Radiographs – X-rays
Brush Biopsy – to detect oral cancer
Sealants – to prevent decay of permanent molars
100%
100%
Basic Services – 6 Month Waiting Period**
Emergency Palliative Treatment – to temporarily relieve pain
Other Radiographs – other than bitewing X-rays
Minor Restorative Services – fillings
80%
80%
Major Services – 12 Month Waiting Period***
After Hours Visits – services performed by a dentist during after-hours visits
Major Restorative Services – crowns
Periodontal Maintenance – following active periodontal therapy
Periodontic Services – to treat gum disease
Prosthodontic Services – bridges, implants and dentures
Relines and Repairs – to bridges, implants and dentures
Endodontic Services – root canals
Oral Surgery Services – simple and complex extractions and dental surgery
Other Major Services – occlusal guards, and limited occlusal adjustments
60%
60%
Orthodontics – 12 Month Waiting Period***
Orthodontic Services – braces (until 19 years of age)
60%
60%
Orthodontic Lifetime Maximum
$1,200
$1,200
Maximums & Deductibles
Policy Year Maximum applies to Diagnostic & Preventive, Basic and Major Services
$3,000.00
$3,000.00
Policy Year Deductible – per enrollee/per family per policy year. Applies to all services except Diagnostic & Preventive Services and Orthodontics.
$50/$150
$50/$150
Allowed Amounts
Allowed amount – fee schedule for in-network and out-of-network providers
PPO fee
PPO fee
A Top dental insurance plan that covers most dental procedures with a high annual maximum benefit.
Note: The above schedule of benefits is meant to be a summary of coverage. Please see the insured certificate for a legal interpretation of benefits. Plans not available in California, Connecticut, Illinois, New Hampshire or Washington. Underwritten by Renaissance Life & Health Insurance Company of America, Indianapolis, IN, and in New York by Renaissance Life & Health Insurance Company, P.O. Box 1596, Indianapolis, IN 46206. Products not available in all states and jurisdictions.
Our Top dental insurance plan gives you the best benefits
Elite Care Coordinators:
We have a team of experts available at your convenience to help you maximize the value of your dental plan. Make sure you call us BEFORE booking your appointment.
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