AFFORDABLE DENTAL INSURANCE

affordable dental insurance

Preventive PPO Plan

This affordable dental insurance plan is perfect for those who keep good oral care and want to maintain a healthy smile. Our PPO plan offers 100% coverage on most preventive routine procedures. 

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Plan Highlights:

Affordable dental insurance with freedom to choose any dentist, however individual claims will be paid based on Renaissance Dental’s PPO Fee schedule. This means individuals seeking the lowest out-of-pocket costs should visit a PPO dentist.

  • 100% coverage on checkups, cleanings and x-rays
  • Choose any dentist and save more at participating providers
  • No deductibles or waiting periods
  • Only pay for the coverage you need

Affordable dental insurance with COVERAGE AS SHOWN

PPO DENTIST

NON PARTICIPATING DENTIST

Diagnostic & Preventive Services

Diagnostic & Preventive Services – exams, cleanings and fluoride (up to age 19)

Brush Biopsy – to detect oral cancer

Sealants – to prevent decay of permanent molars

Bitewing Radiographs – X-rays

100%

100%

Basic Services

Emergency Palliative Treatment – to temporarily relieve pain

80%

80%

Other Radiographs – other than bitewing X-rays

Minor Restorative Services – fillings

50%

50%

Major Services

Periodontic Services – to treat gum disease

Endodontic Services – root canals

Oral Surgery Services – complex extractions and dental surgery

Major Restorative Services – crowns

Prosthodontic Services – bridges, implants and dentures

Relines and Repairs – to bridges, implants and dentures 

0%

0%

Orthodontics

Orthodontic Services – braces

0%

0%

Maximums & Deductibles

Benefit Year Maximum – per person/per benefit year applies to Diagnostic & Preventive and Basic

$750.00

$750.00

Benefit Year Deductible

0%

0%

Allowed Amounts

Allowed amount – in and out-of-network providers

PPO fee

PPO fee

An affordable dental plan that focuses on preventive dental care and affordability

Note: The information included in this summary is a sample of benefits. Policies have exclusions and limitations that may limit coverage. For complete coverage details, please refer to your policy. The information contained in this plan benefit highlights overview is not intended to be contractually binding without a written agreement executed by both parties memorializing the terms and conditions of dental benefit underwriting and/or administration anticipated to be provided by Renaissance. We reserve the right to withdraw this proposal at any time.

Affordable Dental Insurance
that gives you more

Elite Care Coordinators: 

We have a team of experts available at your convenience to help you find the maximum savings on non-covered procedures which can help you save an average of 20% to 50% off regular rates in most cases.

FAQs

What is the Preventive PPO dental insurance plan from SHD Insurance?

The Preventive PPO dental insurance plan from SHD Insurance is a preventive-focused dental plan that helps you stay on top of regular checkups, cleanings, and basic dental care so you can maintain a healthy smile long term.

Which preventive dental services are covered by this preventive PPO plan?

This preventive PPO dental plan typically covers routine dental exams, professional teeth cleanings, fluoride treatments for kids, sealants on eligible teeth, and common diagnostic Xrays that help your dentist catch problems early. This plan also covers fillings at 50% from day 1 of coverage.

Can I choose any dentist with this dental insurance plan, or do I need to use a PPO network dentist?

With this dental insurance plan, you can usually visit any licensed dentist, but you may get the best value when you choose a participating PPO network dentist who agrees to the plan’s discounted fee schedule.

Does this preventive PPO dental plan have deductibles or waiting periods before I can use my benefits?

This preventive PPO dental plan is designed to be easy to use, with no deductibles and no waiting periods on covered services, so you can start using your dental benefits as soon as your coverage begins.

Are basic dental services like emergency treatment, fillings, and X‑rays included in this plan?

Yes, the plan includes many basic dental services, such as emergency treatment to relieve pain, additional necessary Xrays, and minor restorative work like fillings, helping you handle common dental issues quickly.

Does this dental plan cover major dental work like crowns, root canals, implants, or dentures?

This plan is focused on preventive and basic dental care, so major dental services like crowns, root canals, implants, bridges, and dentures are generally not covered under this specific preventive plan.

Is orthodontic treatment, such as braces or aligners, covered by this preventive dental insurance plan?

Orthodontic services, including traditional braces and clear aligners, are not included with this preventive dental insurance plan, so you would typically pay separately for orthodontic treatment.

What is a benefit year maximum in dental insurance, and how does it work with this plan?

Yes. TA benefit year maximum is the total amount the dental insurance plan will pay for covered services within a plan year; once you reach that maximum, additional covered services for that year are your responsibility until the benefits reset. This plan has an annual maximum of $750, but savings can significantly exceed the annual maximum when services are provided by participating dentists who have agreed to discounted network rates.he plan includes a benefit year maximum per person that applies to all services, and the
maximum increases from $750 in year one to $1,000 in year two and $1,250 in year three.

What are Elite Care Coordinators, and how can they help with my dental care?

Elite Care Coordinators are a support team that helps you understand your dental benefits, find savings on procedures that may not be covered, and connect you with providers so you can make confident decisions about your oral health.

What is the difference between affordable dental insurance and cheap dental insurance?

Affordable dental insurance aims to balance cost and coverage so you get real value when you use your benefits, while cheap dental insurance may have a lower monthly cost but can leave you with limited coverage and higher out-of-pocket bills when you need dental care.

How much will my plan cost?

The price of your SHD plan will vary based on a number of factors including your needs and how many people you are looking to include in your dental plan.

Our plans are designed to offer quality service, a dedicated team, and multiple options starting at around $1 per day. For more information about dental plan costs, you can request a quote today or speak to one of our enrollment specialists who are here to help you find the best dental plan option for you and your loved ones.

How do I book an appointment?

In order to avoid any surprises during your dental appointment, it is best that you contact our care coordinators BEFORE booking your visit. They’ll confirm the provider’s network participation, pricing for your dental procedures, and your plan benefits or features.

Our care coordinators are standing by to help you conveniently book appointments with the provider of your choice. Simply give us a call today or chat with us online!

What does Full Coverage Insurance Mean?

“Full coverage dental insurance” does not mean that all your dental expenses will be 100% covered. It means that you are getting comprehensive coverage for an extensive list of  preventive, basic and major dental procedures.

Affordable vs Cheap Dental Insurance

An affordable dental plan delivers a good value to cost ratio. It should not strain your budget while meeting your specific needs. It focuses on your NEEDS not your WANTS.

A cheap dental plan delivers unknown value for the lowest possible price. It may not strain your budget, but when you actually use it, you may be surprised by high out-of-pocket costs for your dental work.

Call now and get a free quote! M – F 9am-6pm EST

Need personalized help? Let us give you a call!

Our dedicated team is here to help you find the perfect plan. Just give us some information and one of our experts will be in touch shortly.

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