Affordable dental insurance: 100% preventive coverage with no deductibles or waiting periods.
Preventive PPO Plan
This affordable dental insurance plan is perfect for those who keep good oral care and want to maintain a healthy smile. Our PPO plan offers 100% coverage on most preventive routine procedures.
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Plan Highlights:
Affordable dental insurance with freedom to choose any dentist, however individual claims will be paid based on Renaissance Dental’s PPO Fee schedule. This means individuals seeking the lowest out-of-pocket costs should visit a PPO dentist.
- 100% coverage on checkups, cleanings and x-rays
- Choose any dentist and save more at participating providers
- No deductibles or waiting periods
- Only pay for the coverage you need
Affordable dental insurance with COVERAGE AS SHOWN
PPO DENTIST
NON PARTICIPATING DENTIST
Diagnostic & Preventive Services
Diagnostic & Preventive Services – exams, cleanings and fluoride (up to age 19)
Brush Biopsy – to detect oral cancer
Sealants – to prevent decay of permanent molars
Bitewing Radiographs – X-rays
100%
100%
Basic Services
Emergency Palliative Treatment – to temporarily relieve pain
80%
80%
Other Radiographs – other than bitewing X-rays
Minor Restorative Services – fillings
50%
50%
Major Services
Periodontic Services – to treat gum disease
Endodontic Services – root canals
Oral Surgery Services – complex extractions and dental surgery
Major Restorative Services – crowns
Prosthodontic Services – bridges, implants and dentures
Relines and Repairs – to bridges, implants and dentures
0%
0%
Orthodontics
Orthodontic Services – braces
0%
0%
Maximums & Deductibles
Benefit Year Maximum – per person/per benefit year applies to Diagnostic & Preventive and Basic
$750.00
$750.00
Benefit Year Deductible
$0
$0
Allowed Amounts
Allowed amount – in and out-of-network providers
PPO fee
PPO fee
An affordable dental plan that focuses on preventive dental care and affordability
Note: The information included in this summary is a sample of benefits. Policies have exclusions and limitations that may limit coverage. For complete coverage details, please refer to your policy. The information contained in this plan benefit highlights overview is not intended to be contractually binding without a written agreement executed by both parties memorializing the terms and conditions of dental benefit underwriting and/or administration anticipated to be provided by Renaissance. We reserve the right to withdraw this proposal at any time.
Affordable Dental Insurance
that gives you more
Elite Care Coordinators:
We have a team of experts available at your convenience to help you find the maximum savings on non-covered procedures which can help you save an average of 20% to 50% off regular rates in most cases.
What is the most affordable dental insurance plan from Smart Health Dental?
Smart Health Dental’s Preventive PPO MAC is the company’s most affordable dental insurance plan. It covers in-network checkups, cleanings, and x-rays at 100%, charges no deductibles, and applies no waiting periods. Emergency palliative treatment is covered at 80%, while other radiographs and minor restorative fillings are covered at 50%.
What is the difference between affordable and cheap dental insurance?
Affordable dental insurance balances a low premium with meaningful preventive coverage and a credible PPO network. Cheap dental insurance typically prices low by removing coverage — small annual maximums, limited or out-of-network providers, or no preventive
benefit at 100%. Affordable plans are sustainable; cheap plans often cost more out of pocket per visit.
Are there waiting periods or deductibles on the Preventive PPO MAC plan?
No. The Preventive PPO MAC plan has no deductibles and no waiting periods. Members can use diagnostic and preventive benefits — including checkups, cleanings, and x-rays — at 100% coverage starting on the plan’s effective date, with no out-of-pocket deductible to meet first.
What is the annual maximum on the Preventive PPO MAC plan?
The Preventive PPO MAC plan has a benefit-year maximum of $750. That is the most the plan will pay toward covered services in a 12-month period. Because preventive services are covered at 100% with no deductible, most members never come close to the annual
maximum.
FAQs
Affordable vs Cheap Dental Insurance
An affordable dental plan delivers a good value to cost ratio. It should not strain your budget while meeting your specific needs. It focuses on your NEEDS not your WANTS.
A cheap dental plan delivers unknown value for the lowest possible price. It may not strain your budget, but when you actually use it, you may be surprised by high out-of-pocket costs for your dental work.
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Reviewed by SHD’s licensed insurance and compliance team. Last reviewed: September 2026.
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