SHD Comprehensive Elevate: full-coverage dental insurance with benefits that grow each year.
Comprehensive
Elevate Plan
This full coverage dental insurance plan is designed for people who need coverage on major procedures. Our Elevate plan does not have waiting periods; plus your benefits increase each year*.
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Plan Highlights:
The Comprehensive Elevate plan is a fantastic option for those looking for a top dental insurance plan:
No waiting periods for major procedures
Choose any dentist and save more at participating providers
Benefits increase each year*
- Ideal for people who need coverage on major procedures
FULL COVERAGE Dental Insurance with BENEFITS AS shown
1ST YEAR
2ND YEAR
3RD YEAR
Diagnostic & Preventive Services
Diagnostic & Preventive Services – exams, cleanings and fluoride (up to age 19)
Brush Biopsy – to detect oral cancer
80%
100%
100%
Basic Services
Emergency Palliative Treatment – to temporarily relieve pain
Radiographs – bitewing X-rays
Sealants – to prevent decay of permanent molars
40%
50%
60%
Major Services
Other Radiographs – all other x-rays besides bitewing X-rays
Periodontic Services – treat gum disease
Endodontic Services – root canals
Oral Surgery Services – extractions and dental surgery
Minor Restorative Services – fillings
Major Restorative Services – crowns
Prosthodontic Services – bridges, implants and dentures
Relines and Repairs – to bridges, implants and dentures
20%
35%
50%
Orthodontics
Orthodontic Services – braces
0%
0%
0%
Maximums & Deductibles
Benefit Year Maximum – per person applies to all services
$750.00
$1,000.00
$1,250.00
Benefit Year Deductible – per person/per family, applies to basic & major services
50/150
50/150
50/150
Allowed Amounts
Allowed amount – in and out-of-network providers
PPO fee
PPO fee
PPO fee
Top Dental Insurance coverage with No Waiting Period
If you have questions about full coverage dental insurance please visit our FAQ page
Our full coverage dental insurance plan gives you the best benefits
Elite Care Coordinators:
We have a team of experts available at your convenience to help you maximize the value of your dental plan. Make sure you call us BEFORE booking your appointment.
What does Smart Health Dental’s full-coverage dental insurance plan cover?
The Smart Health Dental Comprehensive Elevate plan covers diagnostic and preventive, basic, and major dental services with no waiting periods on major procedures. In year one, the plan pays 80% of diagnostic/preventive, 40% of basic, and 20% of major services, with a $750 benefit-year maximum and a $50/$150 deductible (individual/family).
Are there waiting periods for major procedures on the Elevate plan?
No. Comprehensive Elevate has no waiting periods for major procedures — members can access major-service coverage as soon as the plan is effective. Coinsurance starts at 20% in year one and grows to 35% in year two and 50% in year three of continuous enrollment.
How much does the Elevate plan pay each year?
Comprehensive Elevate has a benefit-year maximum that grows with tenure: $750 in year one, $1,000 in year two, and $1,250 in year three. The plan’s deductible is $50 individual / $150 family. Members must meet the deductible before basic and major services pay at the listed percentages.
Who is the Elevate plan best for?
Comprehensive Elevate suits members who expect more than routine cleanings — for example, those planning fillings, extractions, crowns, root canals, or other major work over the next one to three years — and who want benefits that grow each year they stay enrolled rather than a static schedule.
FAQs
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Reviewed by SHD’s licensed insurance and compliance team. Last reviewed: September 2026.
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