We understand you have specific priorities and needs such as affordability, flexibility, and comprehensive coverage. We offer excellent dental plans for seniors designed to fit your budget.
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Whether you just want to maintain a perfect smile, or need specific procedures like implants or dentures, SHD has an affordable option for you.
Better yet, most of our plans allow you to keep your current dentist; or you can choose from over 200,000 participating dental access points nationwide. When it comes to dental insurance for seniors, SHD is your best option.
Having a healthy smile pays! We think all dental insurance plans for seniors should not be the same. It should be based on your needs.
If you’ve kept kept good oral care for most of your life, and don’t need any major procedures, then this option is for you.
Our Preventive PPO Mac plan gives you coverage for basic procedures and general maintenance at an amazing price.
Dental insurance for seniors usually includes coverage for major procedures. That is why we developed a plan that helps you keep your smile (and your wallet) healthy.
Our Comprehensive Elevate Plan includes coverage on procedures such as bridges, implants and dentures.
Elite Care Coordinators:
We have a team of experts available at your convenience to help you find the maximum savings on non-covered procedures which can help you save an average of 20% to 50% off regular rates in most cases.
Smart Health Dental offers two plans for seniors: the Preventive PPO MAC Plan for routine preventive care and the Comprehensive Elevate Plan for major services. Comprehensive Elevate is the better fit for seniors expecting bridges, implants, or dentures, while Preventive PPO MAC fits members who only need cleanings and exams.
Yes. The Comprehensive Elevate plan covers major dental services including bridges, implants, and dentures, with coinsurance and an annual maximum that grow each year of enrollment. Coverage starts at 20% of major services in year one with a $750 maximum,
increasing to 50% and $1,250 in year three.
Yes, if your current dentist participates in the Renaissance PPO network. Members keep their current dentist or choose from more than 200,000 participating dental access points nationwide. Use the Smart Health Dental Dentist Near Me tool to confirm whether your dentist is in network before you enroll.
Yes. Smart Health Dental’s Elite Care Coordinators help members find providers and negotiated discounts on procedures the plan does not cover. SHD reports Care Coordinators help members save 20% to 50% off regular rates in most cases; useful for seniors weighing higher-cost work like full implant cases. Click here or call (866) 260-2402 Monday through Friday from 9:00 a.m. to 5:00 p.m. Eastern Time to inquire about our plans.
Smart Health Dental offers the Preventive PPO MAC Plan and the Comprehensive Elevate Plan for seniors.
Comprehensive Elevate covers bridges, implants, and dentures with benefits that grow each year, while Preventive PPO MAC covers routine cleanings, exams, and x-rays.
Yes, on the Comprehensive Elevate plan. Coinsurance for major services starts at 20% in year one and grows to 50% in year three, with a benefit-year maximum that grows from $750 to $1,250 over the same period.
Yes, if your dentist participates in the Renaissance PPO network. SHD members can keep their current dentist or choose from more than 200,000 participating dental access points nationwide.
Comprehensive Elevate has no waiting period for major procedures; Preventive PPO MAC has no waiting
periods at all. Always review the plan certificate for service-level rules.
Our dedicated team is here to help you find the perfect plan. Just give us some information and one of our experts will be in touch shortly.
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Reviewed by SHD’s licensed insurance and compliance team. Last reviewed: May 2026.
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