DENTAL INSURANCE FOR SENIORS

dental insurance for seniors
dental insurance for seniors

Looking for dental insurance for seniors?

We understand you have specific priorities and needs such as affordability, flexibility, and comprehensive coverage. We offer excellent dental plans for seniors designed to fit your budget. 

Call now and get a free quote! M – F 9am-5pm EST

Explore Our Dental Plans for Seniors

Whether you just want to maintain a perfect smile, or need specific procedures like implants or dentures, SHD has an affordable option for you. 

Better yet, most of our plans allow you to keep your current dentist; or you can choose from over 200,000 participating dental access points nationwide. When it comes to dental insurance for seniors, SHD is your best option.

Preventive Coverage

Having a healthy smile pays! We think all dental insurance plans for seniors should not be the same. It should be based on your needs. 

If you’ve kept kept good oral care for most of your life, and don’t need any major procedures, then this option is for you. 

Our Preventive PPO Mac plan gives you coverage for basic procedures and general maintenance at an amazing price.

Click here to see the plan highlights.

Comprehensive Coverage

Dental insurance for seniors usually includes coverage for major procedures. That is why we developed a plan that helps you keep your smile (and your wallet) healthy.

Our Comprehensive Elevate Plan includes coverage on procedures such as bridges, implants and dentures.

Click here to see the plan highlights.

Call us now to learn all the details and get a free quote! M – F 9am-6pm EST

Our dental insurance for seniors offers great added values

Elite Care Coordinators: 

We have a team of experts available at your convenience to help you find the maximum savings on non-covered procedures which can help you save an average of 20% to 50% off regular rates in most cases.

What is the best dental insurance for seniors?

Smart Health Dental offers two plans for seniors: the Preventive PPO MAC Plan for routine preventive care and the Comprehensive Elevate Plan for major services. Comprehensive Elevate is the better fit for seniors expecting bridges, implants, or dentures, while Preventive PPO MAC fits members who only need cleanings and exams.

Do these plans cover bridges, implants, and dentures?

Yes. The Comprehensive Elevate plan covers major dental services including bridges, implants, and dentures, with coinsurance and an annual maximum that grow each year of enrollment. Coverage starts at 20% of major services in year one with a $750 maximum,
increasing to 50% and $1,250 in year three.

Can seniors keep their current dentist?

Yes, if your current dentist participates in the Renaissance PPO network. Members keep their current dentist or choose from more than 200,000 participating dental access points nationwide. Use the Smart Health Dental Dentist Near Me tool to confirm whether your dentist is in network before you enroll.

Can a Care Coordinator help with non-covered procedures for seniors?

Yes. Smart Health Dental’s Elite Care Coordinators help members find providers and negotiated discounts on procedures the plan does not cover. SHD reports Care Coordinators help members save 20% to 50% off regular rates in most cases; useful for seniors weighing higher-cost work like full implant cases. Click here or call (866) 260-2402 Monday through Friday from 9:00 a.m. to 5:00 p.m. Eastern Time to inquire about our plans. 

FAQs

What dental insurance is best for seniors?

Smart Health Dental offers the Preventive PPO MAC Plan and the Comprehensive Elevate Plan for seniors.

Comprehensive Elevate covers bridges, implants, and dentures with benefits that grow each year, while Preventive PPO MAC covers routine cleanings, exams, and x-rays.

Are bridges, implants, and dentures covered?

Yes, on the Comprehensive Elevate plan. Coinsurance for major services starts at 20% in year one and grows to 50% in year three, with a benefit-year maximum that grows from $750 to $1,250 over the same period.

Can I keep my current dentist?

Yes, if your dentist participates in the Renaissance PPO network. SHD members can keep their current dentist or choose from more than 200,000 participating dental access points nationwide.

Are there senior-specific waiting periods?

Comprehensive Elevate has no waiting period for major procedures; Preventive PPO MAC has no waiting
periods at all. Always review the plan certificate for service-level rules.

Need personalized help? Let us give you a call!

Our dedicated team is here to help you find the perfect plan. Just give us some information and one of our experts will be in touch shortly.

By clicking the “Get a Quote Now” button above, I expressly authorize SHD, Smart Health Dental, LLC along with their agents and affiliates, to call me or send me recorded messages or texts about their Dental Insurance Plans, products and services using automated technology to the telephone/cellular number/email I entered immediately above, which I certify is my own. I understand that I am not required to consent in order to make a purchase.

Reviewed by SHD’s licensed insurance and compliance team. Last reviewed: May 2026.

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