HMO vs PPO Dental Insurance Plans
January 31, 2023
Should I get a PPO or HMO dental plan? If you are currently in the look for a dental plan, you may be curious in
We help educate on all topics related to dental health. Detailed guides, videos, and infographics to help open up lines of communication about the dental health.
Should I get a PPO or HMO dental plan? If you are currently in the look for a dental plan, you may be curious in
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Copyright by Smart Health Dental, LLC. All rights reserved. 2021.
Smart Health Dental is a national dental plan that is dedicated to providing you with the best service in the industry. We are committed to developing quality dental products that provide consumers with the best value and choices in the insurance industry.
The Smart Health Dental PPO insurance policy is underwritten by Renaissance Life & Health Insurance Company of America, Indianapolis, IN, and in New York by Renaissance Life & Health Insurance Company of New York, Binghamton, NY. Products and services referred to may not be available in all states and jurisdictions. There is no ownership affiliation between Renaissance and Smart Health Dental. For complete coverage details, please refer to the certificate of insurance.
Membership in Communicating for America, Inc. (CA) is required to enroll for coverage under the Smart Health Dental PPO insurance policy offered. CA membership provides non-insurance discounts like prescription drug discounts and a vision discount program. CA will communicate member information to you via email or by directing you to their website. Should an individual decide to enroll in the dental insurance policy, he or she will be prompted during the enrollment process to confirm acceptance of membership in CA.
*Certain restrictions apply; please call or email us for full details.
1Renaissance Partner Network Data 2016
DISCLOSURE: SHD Non-Insurance Discount Plan is NOT INSURANCE, nor is it a replacement for insurance. It is a discount program and does not meet the requirements of the Affordable Care Act (ACA). You must pay for services at the time they are rendered. If you receive services at a participating provider you will receive a discount on those services. It is not a Part D prescription drug plan. Neither Smart Health Dental nor Access One Consumer Health, Inc. will pay any fees to providers. You may request a refund within 30 days of receipt of your ID card and all monthly fees paid for your Smart Health Dental Discount program, excluding the one-time non-refundable processing fee, will be refunded (nominal fee for MD residents is $5, LA residents is $30, and TN residents will be refunded processing fee). If you cancel after thirty days for any reason other than nonpayment, the program will make a pro-rata reimbursement of all periodic charges. If you have a complaint regarding the program you may contact Access One Consumer Health 84 Villa Rd. Greenville SC 29615 or call (877) 346-4904. If you remain dissatisfied with the response you may contact your state insurance department. This program is not available in AK, AR, MT, RI, TN, UT, VT or WA.
The Smart Health Dental Discount Program provides access to the Aetna Dental Access® network, which is administered by Aetna Life Insurance Company (ALIC). ALIC does not offer or administer the Smart Health Dental Discount Program, and is not an affiliate, agent or principal of Smart Health Dental Discount Program. Dental providers are independent contractors and not employees or agents of ALIC. ALIC does not provide dental care and is not responsible for outcomes.
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