Dental insurance usually covers care in three buckets: preventive, basic, and major services. Preventive care often includes exams, cleanings, and X-rays; basic care commonly includes fillings and simple extractions; and major care may include crowns, root canals, bridges, or dentures depending on the plan.
Coverage levels are usually strongest for preventive care and lower for more expensive procedures. A common structure is 100% preventive coverage, around 80% for basic services, and around 50% for major services, although plan details vary.
At Smart Health Dental our dental insurance options also follow tiered benefit logic, with one plan focused more heavily on preventive care and another positioned with broader coverage for basic and major services. Exact covered percentages, exclusions, and annual limits should always be confirmed on the schedule of benefits for the selected Smart Health Dental plan.
Call us now and get a free quote. Plans starting as low as around $1/day.
Usually yes, often at the highest benefit level.
Often yes, but usually at a lower coverage level and subject to plan limits
No. Coverage depends on plan terms, waiting periods, exclusions, and yearly limits.
If you are struggling to find a good dental plan that you can rely on when needed; SHD offers great options for individuals, families and seniors. Call us now at (866) 664-0276 to get a free Quote!