best dental insurance

LEVEL 2
Elevate Plan

This full coverage dental insurance plan is designed for people who need coverage on major procedures. Our Elevate plan does not have waiting periods; plus your benefits increase each year*. 

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Plan Highlights:

The Comprehensive Elevate plan is a fantastic option for those looking for a top dental insurance plan:

  • No waiting periods for major procedures

  • Choose any dentist and save more at participating providers

  • Benefits increase each year*

  • Ideal for people who need coverage on major procedures
  •  

FULL COVERAGE Dental Insurance with BENEFITS AS shown

1ST YEAR

2ND YEAR

3RD YEAR

Diagnostic & Preventive Services

Diagnostic & Preventive Services – exams, cleanings and fluoride (up to age 19)

Brush Biopsy – to detect oral cancer

80%

100%

100%

Basic Services

Emergency Palliative Treatment – to temporarily relieve pain

Radiographs – bitewing X-rays       

Sealants – to prevent decay of permanent molars

40%

50%

60%

Major Services

Other Radiographs – all other x-rays besides bitewing X-rays

Periodontic Services –  treat gum disease

Endodontic Services – root canals

Oral Surgery Services –  extractions and dental surgery

Minor Restorative Services – fillings

Major Restorative Services – crowns

Prosthodontic Services – bridges, implants and dentures

Relines and Repairs – to bridges, implants and dentures

20%

35%

50%

Orthodontics

Orthodontic Services – braces

0%

0%

0%

Maximums & Deductibles

Benefit Year Maximum – per person applies to all services

$750.00

$1,000.00

$1,250.00

Benefit Year Deductible – per person/per family, applies to basic & major services

$50/$150

$50/$150

$50/$150

Allowed Amounts

Allowed amount – in and out-of-network providers

PPO fee

PPO fee

PPO fee

Top Dental Insurance coverage with No Waiting Period

Note: The above schedule of benefits is meant to be a summary of coverage. Please see the insured certificate for a legal interpretation of benefits. Plans not available in California, Connecticut, Illinois, New Hampshire or Washington. Underwritten by Renaissance Life & Health Insurance Company of America, Indianapolis, IN, and in New York by Renaissance Life & Health Insurance Company, P.O. Box 1596, Indianapolis, IN 46206. Products not available in all states and jurisdictions.

Provider search

Our Insurance Plans give you access to the Renaissance PPO network which combines leading national and regional PPO networks to offer maximum choice and value. You can find a dentist near you using the search tool below. If you decide to contact a dental office directly, please refer to the following network partners that a dental office will likely recognize for their participation:

  • Maximum Care
  • Connection Dental
  • Maverest Dental Network
  • Stratose/4Most (West Virginia only)
  • Dentemax – Plus Network
  • Careington

Reviewed by SHD’s licensed insurance and compliance team. Last reviewed: May 2026.

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