affordable dental insurance

LEVEL 1
Preventive Plan

This affordable dental insurance plan is perfect for those who keep good oral care and want to maintain a healthy smile. Our PPO plan offers 100% coverage on most preventive routine procedures. 

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Plan Highlights:

Affordable dental insurance with freedom to choose any dentist, however individual claims will be paid based on Renaissance Dental’s PPO Fee schedule. This means individuals seeking the lowest out-of-pocket costs should visit a PPO dentist.

  • 100% coverage on checkups, cleanings and x-rays
  • Choose any dentist and save more at participating providers
  • No deductibles or waiting periods
  • Only pay for the coverage you need

Affordable dental insurance with COVERAGE AS SHOWN

PPO DENTIST

NON PARTICIPATING DENTIST

Diagnostic & Preventive Services

Diagnostic & Preventive Services – exams, cleanings and fluoride (up to age 19)

Brush Biopsy – to detect oral cancer

Sealants – to prevent decay of permanent molars

Bitewing Radiographs – X-rays

100%

100%

Basic Services

Emergency Palliative Treatment – to temporarily relieve pain

80%

80%

Other Radiographs – other than bitewing X-rays

Minor Restorative Services – fillings

50%

50%

Major Services

Periodontic Services – to treat gum disease

Endodontic Services – root canals

Oral Surgery Services – complex extractions and dental surgery

Major Restorative Services – crowns

Prosthodontic Services – bridges, implants and dentures

Relines and Repairs – to bridges, implants and dentures 

0%

0%

Orthodontics

Orthodontic Services – braces

0%

0%

Maximums & Deductibles

Benefit Year Maximum – per person/per benefit year applies to Diagnostic & Preventive and Basic

$750.00

$750.00

Benefit Year Deductible

$0

$0

Allowed Amounts

Allowed amount – in and out-of-network providers

PPO fee

PPO fee

An affordable dental plan that focuses on preventive dental care and affordability

Note: The information included in this summary is a sample of benefits. Policies have exclusions and limitations that may limit coverage. For complete coverage details, please refer to your policy. The information contained in this plan benefit highlights overview is not intended to be contractually binding without a written agreement executed by both parties memorializing the terms and conditions of dental benefit underwriting and/or administration anticipated to be provided by Renaissance. We reserve the right to withdraw this proposal at any time.

Provider search

Our Insurance Plans give you access to the Renaissance PPO network which combines leading national and regional PPO networks to offer maximum choice and value. You can find a dentist near you using the search tool below. If you decide to contact a dental office directly, please refer to the following network partners that a dental office will likely recognize for their participation:

  • Maximum Care
  • Connection Dental
  • Maverest Dental Network
  • Stratose/4Most (West Virginia only)
  • Dentemax – Plus Network
  • Careington

Reviewed by SHD’s licensed insurance and compliance team. Last reviewed: May 2026.

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