LET US FIND A DENTAL PLAN THAT WORKS FOR YOU!
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In as little as 5 minutes, a dental expert can save you hundreds or thousands of dollars a year with a quote. We are experts in finding affordable dental plans that meet your needs and budget. We have dental insurance with different coverage levels and low cost premiums to take care of you or your family. Getting a dental quote doesn’t have to be complicated. We make it simple by connecting you with a dental insurance expert you can trust.
A dental savings plan functions a lot like a membership at a warehouse club. You pay an annual fee and get access to significantly reduced rates. And dental savings plans offer many benefits over traditional dental insurance. Things like no annual caps or limits and absolutely no paperwork. Choose from 30+ different plans from the healthcare brands you already know and trust like Cigna, Aetna and more. We have affordable dental plans to fit any need and budget. And, depending on the plan you choose, you'll save 10% to 60% on your next visit. Our plans cover more than 100,000 dentists nationwide. These quality providers have agreed to charge reduced fees on the dental services you need. So you’ll get the quality care you deserve at a bigger savings than you ever imagined possible.
Protect you and your family from unforeseen expenses with a dental insurance plan that you can afford. We have the best dental plans available to meet every coverage level and budget. Our dental insurance experts will go over all the options with you. Don’t forget to ask us about Vision and Prescription savings too!
Get a dental insurance plan at a great value from the same company you already trust for your medical coverage. You can enroll year-round. No need to wait for open enrollment period.
We offer adult dental plans in most states.
Of course, there are advantages and disadvantages to both types of dental plans. The main differences come down to affordability, flexibility, and network size:
A PPO (Preferred Provider Organization) is a type of dental plan which allows you to receive treatment from a network of dentists, while you can also get coverage from dentists who are outside of the network, albeit at a lower rate. If you’re on a PPO dental insurance plan, you’ll only have to pay a percentage of the normal cost of the dental procedure. The amount of the cost that your plan covers depends on the actual procedure, with diagnostic and preventative services receiving greater coverage than major dental services. In addition, a PPO dental insurance plan requires you to pay a deductible (the amount that you have to pay before the policy kicks in), while they also have a maximum amount that you are allowed to claim on an annual basis.
A DHMO plan (Dental Health Maintenance Organization) requires you to choose from a small network of dentists. Often, you’ll only be able to pick one primary dentist or facility from which to receive care. These dental insurance plans are much more affordable than PPOs because the providers offer heavily discounted rates, plus you don’t have to deal with any deductibles or maximums. Instead, you just pay one fixed amount (known as a co-payment) for any service. In addition, diagnostic and preventative services have no co-payments, so you don’t have to pay anything at all. However, there are some drawbacks to DHMO dental insurance plans, the most important of which being that if you choose to visit a dentist who is outside of the network, you’ll probably have to pay the entire bill yourself. This ends up really limiting your options.
Copyright by Smart Health Dental, LLC. All rights reserved. 2024.
Smart Health Dental is a national dental plan that is dedicated to providing you with the best service in the industry. We are committed to developing quality dental products that provide consumers with the best value and choices in the insurance industry.
The Smart Health Dental PPO insurance policy is underwritten by Renaissance Life & Health Insurance Company of America, Indianapolis, IN, and in New York by Renaissance Life & Health Insurance Company of New York, Binghamton, NY. Products and services referred to may not be available in all states and jurisdictions. There is no ownership affiliation between Renaissance and Smart Health Dental. For complete coverage details, please refer to the certificate of insurance.
Membership in Communicating for America, Inc. (CA) is required to enroll for coverage under the Smart Health Dental PPO insurance policy offered. CA membership provides non-insurance discounts like prescription drug discounts and a vision discount program. CA will communicate member information to you via email or by directing you to their website. Should an individual decide to enroll in the dental insurance policy, he or she will be prompted during the enrollment process to confirm acceptance of membership in CA.
*Certain restrictions apply; please call or email us for full details.
1Renaissance Partner Network Data 2016
DMPO DISCLOSURE:
This plan is a discount plan NOT a health insurance policy.
This plan provides discounts at certain health care providers for medical services.
This plan does not make payments directly to the providers of medical services.
The plan member is obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization.
The DMPO does make available an up-to-date list of all program providers which includes their name, city & state, and medical specialty prior to purchase, upon request.
That the range of discounts for medical services provided under the plan will vary depending on the type of provider and the medical services received.
The corporate name and the location of the licensed discount medical plan organization is: Access One Consumer Health, Inc. 84 Villa Road, Greenville, SC 29615; 1-800-896-1962; www.accessonedmpo.com
This plan is not available in AK, AR, MT, RI, UT, VT or WA.
